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Affordable Care Act

Deadline Time for ACA

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Monday is the deadline to sign up for private health insurance in the new online markets created by President Barack Obama’s health care law. So far, about 4 out of every 5 people enrolling have qualified for tax credits to reduce the cost of their premiums.

Here’s what you need to know:

* The deadline is Monday at midnight EDT for the states where the federal government is running the sign-up website, including Florida; states running their own exchanges set their own deadlines.

* You can sign up online by going to the website, which in Florida is Healthcare.gov.

* You can call 1-800-318-2596 to sign up by phone or get help from an enrollment specialist.

* Check online for sign-up centers that may be open locally, offering in-person assistance. A list can be found here.

* If you started an application by Monday but didn’t finish, perhaps because of errors, missing information or website glitches, you can take advantage of a grace period. The government says it will accept paper applications until April 7 and take as much time as necessary to handle unfinished cases.

* Be prepared for the possibility of long wait times.