insurance premiums

The politics of health care are changing. And one of the most controversial parts of the Affordable Care Act — the so-called "Cadillac tax" — may be about to change with it.

The Cadillac tax is a 40% tax on the most generous employer-provided health insurance plans — those that cost more than $11,200 per year for an individual policy or $30,150 for family coverage. It was a tax on employers and was supposed to take effect in 2018, but Congress has delayed implementation twice.

Controversial Insurance Changes Clear House

Apr 12, 2019
News Service of Florida

With the sponsor saying the bill targets “bad actors,” the House on Thursday passed a controversial bill that would revamp the insurance practice known as assignment of benefits. 

Modest Insurance Hikes Come Amid Health Care Debate

Aug 30, 2018
iStock

Florida Democrats vowing to make health care a priority in the November elections got a jolt of surprising news this week that could reshape the ongoing back-and-forth over former President Barack Obama’s health-care overhaul.

healthcare.gov

Florida insurers selling health insurance under the Affordable Care Act requested the lowest premium hikes since the law's inception, despite numerous obstacles from the Trump administration and major rate increases last year.

States Leverage Federal Funds To Help Insurers Lower Premiums

Aug 15, 2018

When Tracy Deis decided in 2016 to transition from a full-time job to part-time contract work, the loss of her employer’s health insurance was not a major worry because she knew she could get coverage through the marketplace set up by the Affordable Care Act.

The 2018 annual open-enrollment period for coverage on the health insurance marketplaces starts Wednesday. But if you don’t take care of lingering issues from your past coverage, they may come back to haunt you when you try to sign up this fall.

Unpaid Premiums

New rules will allow some insurers to require you to pay any back premiums you owe for the 12 months prior to the effective date of your new coverage.

Image courtesy of Everydayplus at FreeDigitalPhotos.net

Look closely at a bill from your health care provider, and there's likely a sigh of relief your insurance company negotiated a better rate than the initial charge.

But those negotiations are often secret, and it's hard to compare one insurance company to another.

So how do you know whether they are negotiating the best price?

HHS Targets Young Adults In 2017 Obamacare Enrollment Plan

Jun 22, 2016

Amid early signs that insurance premiums under the Affordable Care Act might rise significantly next year, administration officials Tuesday previewed their plans to increase enrollment in the marketplaces, particularly among young adults who have been slow to sign up.

Open enrollment starts Nov. 1 and ends Jan. 31.