For Barbara Radley, there is "before" and "after." Before was when she could work — moving furniture, and driving a long-haul truck.
"It was nothing for me to throw a couch on my back and carry it up a flight of stairs," says the 58-year-old from Oshkosh, Wis.
Then there's after. After she herniated five disks in her back. And after, she says, her blood pressure medicine destroyed her pancreas.
Now Radley is disabled, suffering from diabetes, liver failure and scleroderma.
And she is bankrupt.