Mental health care ranks among the most expensive kinds of health care in American medicine—and having a
mental illness or behavioral disorder can drive up costs for other kinds of care.
But new research suggests that the Affordable Care Act has helped young people with mental illnesses afford health care—especially young blacks and Latinos.
The study in the journal Psychiatric Services examines how the dependent coverage provision of the Affordable Care Act—a rule allowing young adults to stay on their parents’ insurance plans until they’re 26 years old—has changed what young people with mental illnesses spend on out-of-pocket expenses.
Karoline Mortensen was one of the authors of the study. She’s an associate professor at the University of Miami’s school of business. And she spoke with Health News Florida about the findings.
You can hear the conversation here:
From the study discussion:
Specifically, our findings indicate a significant reduction in 100 percent [out of pocket] share of health-care expenditures among young adult Latinos, African Americans and young adults from other racial and ethnic backgrounds who had a behavioral health disorder. This is an important finding and shows that the ACA has potentially reduced the financial burden of health care in a demographic group with higher rates of unemployment and lower salaries.
You can find the full study (behind a paywall) at the Psychiatric Services journal online.