deductible

Kaiser Family Foundation

Health insurance premiums and deductibles for employer-sponsored plans are costing workers more this year, according to a report from Kaiser Family Foundation.

After undergoing surgery for severe scoliosis, Susan Sexauer was left with a 21-inch incision and a 12-month recovery.

But the 52-year-old Tampa resident has delayed getting physical therapy and medications that once helped her manage her condition. She says it's because of high deductibles in her insurance plan.  

Health insurance deductibles typically only go one direction: up.

It's not unusual for people these days to be responsible for paying thousands of dollars in medical claims before most plan benefits kick in.

The average cost for family coverage in employer-sponsored plans rose 62 percent in Florida since 2003, according to a report from the Commonwealth Fund. Single workers’ premiums increased 58 percent. Deductibles more than doubled.