essential health benefits

Imagine what you could do with $2,000. If you’re between 18 and 34, you might travel somewhere fun. Maybe buy a big TV. But would you buy health…

The Affordable Care Act sets up categories of essential health benefits that insurance plans must cover. Some categories, such as maternity care and drug abuse treatment, are straightforward. But "habilitative services" — including treatments like physical and speech therapy — are much more subjective.