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House Panel Approves Purchase Of Health Insurance Across State Lines

A map showing which states have multi-state plan agreements in place.
House Staff Analysis
/
The Florida Channel
Leon County Judge John Cooper on June 30, 2022, in a screen grab from The Florida Channel.
A map showing which states have multi-state plan agreements in place.
Credit House Staff Analysis / Florida House of Representatives
/
The Florida Channel
A map showing which states have multi-state plan agreements in place.

A Florida House panel has approved a measure that would let consumers purchase health insurance across state lines. But not everyone is on board with the idea.

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State insurance regulators and health insurers worry the plans won’t be equal to what’s offered in Florida. But House Insurance and Banking chairman John Wood disagrees.

“If somebody in Alabama can get a health insurance policy for less money than what we can get in Florida, why do I keep my citizens in Pensacola from buying that policy?” He said.

According to an analysis of the bill, the Affordable Care Act does allow consumers to purchase out-of-state plans if their state has agreements with others. And many insurers offer what they call multi-state plans as well.

But in order to participate, states have to pass a law, and those agreements have to be approved by the federal government. Florida is one of 14 states without a multi-state plan agreement in place.

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Lynn Hatter is a Florida A&M University graduate with a bachelor’s degree in journalism. Lynn has served as reporter/producer for WFSU since 2007 with education and health care issues as her key coverage areas. She is an award-winning member of the Capital Press Corps and has participated in the NPR Kaiser Health News Reporting Partnership and NPR Education Initiative. When she’s not working, Lynn spends her time watching sci-fi and action movies, writing her own books, going on long walks through the woods, traveling and exploring antique stores. Follow Lynn Hatter on Twitter: @HatterLynn.