Long-Term-Care Policies Have Loopholes
Michelle Andrews of Kaiser Health News writes about a troublesome clause called "alternative plan of care" benefits. Sometimes the plan that the patient wants is not what the insurer is willing to authorize.
By Michelle Andrews February 5th, 2013, 12:15 PM There aren't many investments people make to protect themselves against something that may happen 20 or 30 years down the road. Yet that's exactly what long-term care insurance purchasers do.